Exam Details
| Subject | general awareness | |
| Paper | ||
| Exam / Course | po - probationary officers ( common written examination - cwe) | |
| Department | ||
| Organization | institute of banking personnel selection | |
| Position | probationary officer | |
| Exam Date | 2013 | |
| City, State | , |
Question Paper
IBPS CWE Previous Year Exam Paper 2013
Subject: General Awareness
141. Which of the following is a receipt listed in India and
traded in rupees declaring ownership of shares of a foreign
company?
Indian Depository Receipt
European Depository Receipt
Global Depository Receipt
American Depository Receipt
Luxemburg Depository Receipt
142. A bank without any branch network that offers its
services remotely through online banking, telephone/mobile
banking and interbank ATM network alliances is known as
Universal Banking
Indirect Bank
Door Step Bank
A Direct Bank
Unit Banking
143. Which of the following Indian Universities is Asia's
largest residential university?
Allahabad University
Utkal University
Banaras Hindu University
Anna University
Jawaharlal Nehru University
144. In October, 2013, which country has confirmed plans to create a secure mail service to protect its citizens and businesses against foreign espionage?
Mexico
Brazil
Sweden
Germany
None of these
145. The campaign name 'Heal India' aims to create
awareness about which of the following diseases?
Mental illness
AIDS
Leprosy
Alzheimer
None of these
146. The target set by the UIDAI for issuance of Aadhaar
cards upto 2014 is
50 crore cards
55 crore cards
45 crore cards
40 crore cards
60 crore cards
147. Which of the following nations has signed a
comprehensive free trade agreement with European Union?
Japan
China
Russia
Canada
None of these
148. According to the provisions of the income Tax Act, 1961
a resident individual is categorised as a 'very senior citizen'
when he is
80 yr of age or older
75 yr of age or older
90 yr of age or older
85-yr of age or older
65 yr of age or older
149. Who among the following has recently been conferred
with the first Yash Chopra Memorial Award?
Other than those given as options
Madhuri Dixit Nene
Ramesh Sippy
Lata Mangeshkar
AR Rahman
150. Which of the following is an investment advisory
discipline?
Corporate Industrial Finance
Offshare Banking
Wholesale Banking
Wealth Management
Trade Finance
151. The Aadhar-enabled Payment System (AEPS) is a
bank-led model that facihtates banking facilities through
banking correspondents across banks. However, Aadhaar-
enabled basic types of banking transactions do include
Aadhaar to Aadhaar funds transfer
Small overdraft facility
Cash withdrawal
Balance enquiry
Cash deposit
152. A type of fraud wherein criminals use an innocent
person's details to open or use an account to carry out
financial transactions is known as
identity theft
hacking
money laundering
espionage
phishing
153. Deepak Lathore is related to which of the following
sports?
Hockey
Cricket
Badminton
Football
Weightlifting
154. Who among the following is the author of the book
"The Lowland"?
Jhumpa Lahiri
Amitav Ghosh
Salman Rushdie
Hamid Ansari
Chetan Bhagat
155. Which of the following Indian actresses- has recently
(October, 2013 been honoured at the British House of
Commons for her contribution to the global entertainment
industry?
Shabana Azmi
Kareena Kapoor
Nandita Das
Aishwarya Rai Bachchan
Vidya Balan
156. Who among the following is the current Chief Election
Commissioner of India?
KG Balakrishnan
Ranjit Sinha
Montek Singh Ahluwalia
VS Sampath
SY Quraishi
157. The part of a company's earnings or profits which are
paid out to shareholders is known as
capital gains
taxes
interest on borrowings
dividends
penal interest
158. NABARD is responsible for regulating and Supervising
the functions of
Investment and Industrial Finance Banks
Cooperative Banks and Regional Rural Banks
Corporate Finance and Overseas Banking Units
Private Sector and Multinational Banks
Reserve Bank of India
159. The government of India has announced a 'funding for
lending' scheme. Who are. the beneficiaries for this scheme?
Commercial Banks
Regional Rural Banks
Micro-finance Institutions
Finance Departments of the State Governments
None of the above
160. The arrangement under which banks sell insurance
products acting as the agents of the respective companies is
called the
Insurance joint venture
Bancassurance Model
Hybrid Insurance Model
Insurance Broking
Integrated Model
161. The concept of 'Micro Credit' essentially concentrates
on
consumption smoothening as and when needed
providing safe place to hold savings
accepting deposits
provision of credit to the poor
facility to transfer money
162. With effect from July 2012, for calculation of lending,
rates, the Reserve Bank of India has advised banks to switch
over to the
MSF Rate System
Reverse Repo Rate System
Bank Rate System
Repo Rate System
Base Rate System
163. An Equity share is also commonly referred to as
ordinary share
debenture
convertible share
security receipt
preferred stock
164. Which among the following Companies in India has a
tie-up with the Japanese Financial Nomura for insurance
market?
ICICI Bank
UCO Bank
Kotak Finance
Life Insurance Corporation of India
None of the above
165. The seed capital of Bhartiya Mahila Bank is
Rs 2000 crore
Rs 1000 crore
Rs 4000 crore
Rs 3000 crore
None of these
166. The World Health Organization is a specialised
agency of the United Nations that is concerned with
international Public Health. It is headquartered at
Sweden
Switzerland
United Kingdom
France
Germany
167. The process by which a life insurance policyholder can
transfer all rights, title and interest under a policy contract
to a third person is known as
Assignment of the policy
Hypothecation of the policy
Reinvestment of the policy
Negotiation of the policy
Nomination of the policy
168. Which of the following communities is notified as a 'minority community' by the ministry of Welfare,
Government of India?
Sikhs
Zoroastrians
Buddhists
Jains
Christians
169. In October, 2013, which of the following countries has
decided to scrap its two currency system?
Mongolia
Sweden
Cuba
Jamaica
None of these
170. Cheraw, the Bamboo Dance, is of which Indian states?
Mizoram
Sikkim
Arunachal Pradesh
Manipur
Asom
171. 8th National Conference of Krishi Vigyan Kendra-2013
was held at
Chennai
Mumbai
Lucknow
Kolkata
Bangalore
172. Which of the following institutions is regarded as the Lender of the Last Resort' by Banks in India?
State Bank of India
The State Treasury
Reserve Bank of India
World Bank
Department of Financial Services
173. A bank's 'fixed deposit' is also referred to as a
term deposit
savings bank deposit
current deposit
demand deposit
home savings deposit
174. To improve access of the poor to banking, RBI has
advised banks to open branches with minimum
infrastructure supporting up to 8 to 10 Business
Correspondents at a reasonable distance of 3-4 km.
Such branches are known as
Nodal branches
Micro branches
Mini branches
Ultra small branches
Satellite branches
175. Which of the following services relate to execution of transactions directly with consumers, rather than
corporations or other banks?
Wholesale Banking Services
Industrial Banking Services
Investment Banking Services
Corporate Banking Services
Retail Banking Services
176. World Food Day is celebrated every year around the
world on
July 4
October 16
Other than those given as options
August 12
May 18
177. As per Census 2011, which of the following Indian
states has the lowest population density?
Nagaland
Manipur
Arunachal Pradesh
Himachal Pradesh
Meghalaya
178. The minimum age for becoming a member of Rajya
Sabha is
28yr
40yr
30yr
35yr
25yr
179. Banks' mandatory lending to farmers for agriculture,
micro and small enterprises and other weaker sections
where in banks are required to lend up to 40% of the loans
is generally described as
Para banking
Sub-prime lending
Retail lending
Non-priority sector lending
Priority sector lending
180. Which of the following statements regarding the 'Direct Benefits Transfer Scheme of the government of India is true?
The scheme covers LPQ subsidies, pension payments and scholarships
Indirect transfers of benefits are more prone to leakage than direct transfers
Under DBT, money is directly transferred into bank accounts of beneficiaries
The scheme was launched on January 2013 to cover 20 districts initially
The scheme is likely to increase the subsidy bill of the government
Subject: General Awareness
141. Which of the following is a receipt listed in India and
traded in rupees declaring ownership of shares of a foreign
company?
Indian Depository Receipt
European Depository Receipt
Global Depository Receipt
American Depository Receipt
Luxemburg Depository Receipt
142. A bank without any branch network that offers its
services remotely through online banking, telephone/mobile
banking and interbank ATM network alliances is known as
Universal Banking
Indirect Bank
Door Step Bank
A Direct Bank
Unit Banking
143. Which of the following Indian Universities is Asia's
largest residential university?
Allahabad University
Utkal University
Banaras Hindu University
Anna University
Jawaharlal Nehru University
144. In October, 2013, which country has confirmed plans to create a secure mail service to protect its citizens and businesses against foreign espionage?
Mexico
Brazil
Sweden
Germany
None of these
145. The campaign name 'Heal India' aims to create
awareness about which of the following diseases?
Mental illness
AIDS
Leprosy
Alzheimer
None of these
146. The target set by the UIDAI for issuance of Aadhaar
cards upto 2014 is
50 crore cards
55 crore cards
45 crore cards
40 crore cards
60 crore cards
147. Which of the following nations has signed a
comprehensive free trade agreement with European Union?
Japan
China
Russia
Canada
None of these
148. According to the provisions of the income Tax Act, 1961
a resident individual is categorised as a 'very senior citizen'
when he is
80 yr of age or older
75 yr of age or older
90 yr of age or older
85-yr of age or older
65 yr of age or older
149. Who among the following has recently been conferred
with the first Yash Chopra Memorial Award?
Other than those given as options
Madhuri Dixit Nene
Ramesh Sippy
Lata Mangeshkar
AR Rahman
150. Which of the following is an investment advisory
discipline?
Corporate Industrial Finance
Offshare Banking
Wholesale Banking
Wealth Management
Trade Finance
151. The Aadhar-enabled Payment System (AEPS) is a
bank-led model that facihtates banking facilities through
banking correspondents across banks. However, Aadhaar-
enabled basic types of banking transactions do include
Aadhaar to Aadhaar funds transfer
Small overdraft facility
Cash withdrawal
Balance enquiry
Cash deposit
152. A type of fraud wherein criminals use an innocent
person's details to open or use an account to carry out
financial transactions is known as
identity theft
hacking
money laundering
espionage
phishing
153. Deepak Lathore is related to which of the following
sports?
Hockey
Cricket
Badminton
Football
Weightlifting
154. Who among the following is the author of the book
"The Lowland"?
Jhumpa Lahiri
Amitav Ghosh
Salman Rushdie
Hamid Ansari
Chetan Bhagat
155. Which of the following Indian actresses- has recently
(October, 2013 been honoured at the British House of
Commons for her contribution to the global entertainment
industry?
Shabana Azmi
Kareena Kapoor
Nandita Das
Aishwarya Rai Bachchan
Vidya Balan
156. Who among the following is the current Chief Election
Commissioner of India?
KG Balakrishnan
Ranjit Sinha
Montek Singh Ahluwalia
VS Sampath
SY Quraishi
157. The part of a company's earnings or profits which are
paid out to shareholders is known as
capital gains
taxes
interest on borrowings
dividends
penal interest
158. NABARD is responsible for regulating and Supervising
the functions of
Investment and Industrial Finance Banks
Cooperative Banks and Regional Rural Banks
Corporate Finance and Overseas Banking Units
Private Sector and Multinational Banks
Reserve Bank of India
159. The government of India has announced a 'funding for
lending' scheme. Who are. the beneficiaries for this scheme?
Commercial Banks
Regional Rural Banks
Micro-finance Institutions
Finance Departments of the State Governments
None of the above
160. The arrangement under which banks sell insurance
products acting as the agents of the respective companies is
called the
Insurance joint venture
Bancassurance Model
Hybrid Insurance Model
Insurance Broking
Integrated Model
161. The concept of 'Micro Credit' essentially concentrates
on
consumption smoothening as and when needed
providing safe place to hold savings
accepting deposits
provision of credit to the poor
facility to transfer money
162. With effect from July 2012, for calculation of lending,
rates, the Reserve Bank of India has advised banks to switch
over to the
MSF Rate System
Reverse Repo Rate System
Bank Rate System
Repo Rate System
Base Rate System
163. An Equity share is also commonly referred to as
ordinary share
debenture
convertible share
security receipt
preferred stock
164. Which among the following Companies in India has a
tie-up with the Japanese Financial Nomura for insurance
market?
ICICI Bank
UCO Bank
Kotak Finance
Life Insurance Corporation of India
None of the above
165. The seed capital of Bhartiya Mahila Bank is
Rs 2000 crore
Rs 1000 crore
Rs 4000 crore
Rs 3000 crore
None of these
166. The World Health Organization is a specialised
agency of the United Nations that is concerned with
international Public Health. It is headquartered at
Sweden
Switzerland
United Kingdom
France
Germany
167. The process by which a life insurance policyholder can
transfer all rights, title and interest under a policy contract
to a third person is known as
Assignment of the policy
Hypothecation of the policy
Reinvestment of the policy
Negotiation of the policy
Nomination of the policy
168. Which of the following communities is notified as a 'minority community' by the ministry of Welfare,
Government of India?
Sikhs
Zoroastrians
Buddhists
Jains
Christians
169. In October, 2013, which of the following countries has
decided to scrap its two currency system?
Mongolia
Sweden
Cuba
Jamaica
None of these
170. Cheraw, the Bamboo Dance, is of which Indian states?
Mizoram
Sikkim
Arunachal Pradesh
Manipur
Asom
171. 8th National Conference of Krishi Vigyan Kendra-2013
was held at
Chennai
Mumbai
Lucknow
Kolkata
Bangalore
172. Which of the following institutions is regarded as the Lender of the Last Resort' by Banks in India?
State Bank of India
The State Treasury
Reserve Bank of India
World Bank
Department of Financial Services
173. A bank's 'fixed deposit' is also referred to as a
term deposit
savings bank deposit
current deposit
demand deposit
home savings deposit
174. To improve access of the poor to banking, RBI has
advised banks to open branches with minimum
infrastructure supporting up to 8 to 10 Business
Correspondents at a reasonable distance of 3-4 km.
Such branches are known as
Nodal branches
Micro branches
Mini branches
Ultra small branches
Satellite branches
175. Which of the following services relate to execution of transactions directly with consumers, rather than
corporations or other banks?
Wholesale Banking Services
Industrial Banking Services
Investment Banking Services
Corporate Banking Services
Retail Banking Services
176. World Food Day is celebrated every year around the
world on
July 4
October 16
Other than those given as options
August 12
May 18
177. As per Census 2011, which of the following Indian
states has the lowest population density?
Nagaland
Manipur
Arunachal Pradesh
Himachal Pradesh
Meghalaya
178. The minimum age for becoming a member of Rajya
Sabha is
28yr
40yr
30yr
35yr
25yr
179. Banks' mandatory lending to farmers for agriculture,
micro and small enterprises and other weaker sections
where in banks are required to lend up to 40% of the loans
is generally described as
Para banking
Sub-prime lending
Retail lending
Non-priority sector lending
Priority sector lending
180. Which of the following statements regarding the 'Direct Benefits Transfer Scheme of the government of India is true?
The scheme covers LPQ subsidies, pension payments and scholarships
Indirect transfers of benefits are more prone to leakage than direct transfers
Under DBT, money is directly transferred into bank accounts of beneficiaries
The scheme was launched on January 2013 to cover 20 districts initially
The scheme is likely to increase the subsidy bill of the government