M.Com. DEGREE EXAMINATION, APRIL 2016
BANKING AND FINANCIAL SERVICES
(CBCS 2012 onwards)
Time 3 Hours Maximum 75 Marks
Part A 3 15)
Answer all questions.
All questions carry equal marks.
1. What is core banking?
2. What do you understand by the term 'prudential norms'?
3. Expand the 'CAMELS' framework for composite
evaluation of banks.
4. Distinguish between merger and takeover.
5. What is service?
Part B 10 50)
Answer all questions, choosing either or
All questions carry equal marks.
6. Explain the modern functions of a commercial bank.
Or
Discuss the significance of rural and indigenous
banking.
Sub. Code
611402
RW-10723
2
hp-ap1
7. Identify technological issues that subscribe to
competition among banking services. Provide
examples.
Or
Discuss the approaches used to measure liquidity
risk at balance sheet level.
8. Explain the types of lending undertaken by
commercial banks.
Or
How banks increase their statutory reserves? What
is the purpose of maintaining statutory reserves?
9. Discuss the types of leasing.
Or
Explain the reasons for banks opting for mergers
with an example.
10. Discuss the nature and scope of retail banking.
Or
Discuss the additional facilities and services
extended by credit and service providers.
Part C 10 10)
(Compulsory)
11. Imagine you are the issue manager. Enumerate the
details that you would place on the prospectus and the
factors which you would consider to decide the premium
on pricing of the issue.