DISTANCE EDUCATION
B.Com. (CA)/B.Com (Lateral) DEGREE EXAMINATION,
MAY 2017.
BANKING THEORY, LAW AND PRACTICE
(2005 onwards)
Time Three hours Maximum 100 marks
PART A — 8 40 marks)
Answer any FIVE questions
1. Describe the objectives of nationalization of banks in
India.
2. What are the different types of Bankers lien?
3. State the legal provision relating to opening an account in
a bank
4. Explain the sound principles of lending.
5. State the factors which determine the cash reserves of
banks.
6. What is holder in due course and payment in due course?
7. What are the essential features of Negotiable
Instruments?
8. Explain the different types of endorsement?
Sub. Code
23
DE-115
2
Ws1
PART B — 15 60 marks)
Answer any FOUR questions.
9. Explain the Role of Commercial Banks in economic
development of India.
10. Explain the Rights and obligations of a banker.
11. Explain the different types of customers' accounts with
the banker.
12. Explain the different types of securities against which
advances are given by the banker.
13. Who is a paying banker? Explain the statutory protection
of a paying banker.
14. What is crossing? Explain the different types of crossing a
cheque.
15. Define Endorsement. What are legal provisions regarding
Endorsement.