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P.T.O.
MAR IVANIOS COLLEGE (AUTONOMOUS)
THIRUVANANTHAPURAM
Reg. No. :.………………… Name :.………………….
Fourth Semester B.Com. Degree Examination, June 2016
First Degree Programme under CBCSS
Core Course: Commerce IX
AUCO442: Banking Theory Practice
Time: 3 Hours Max. Marks: 80
SECTION A
Answer ALL questions each in a word or in a sentence.
1. What do you mean by passive deposits
2. What is Garnishee order
3. What do you mean by nationalization
4. What do you meant by Tort
5. Define cheque.
6. What is currency drain
7. What is DIR
8. What is bank rate
9. What is CORE banking
10. What is credit rationing
(10 × 1 10 Marks)
SECTION B
Answer any EIGHT questions, each in a short paragraph not exceeding 50 words.
11. What do you mean by 'ways and means advance'
12. What are scheduled banks
13. What are the major limitations of credit creation
14. What is EXIM bank
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15. Give any four functions of deposit banks.
16. Explain the function of central bank as controller of credit.
17. What is SWIFT
18. Differentiate General crossing and Special crossing.
19. What do you mean by opening of crossing
20. Mention the priority sectors for lending.
21. Give a note on NPA.
22. What is Lead Bank scheme
× 2 16 Marks)
SECTION C
Answer any SIX questions, each in a paragraph not exceeding 120 words.
23. What are the different methods of Note Issue
24. What is Universal Banking
25. Explain the objectives of social control of banks.
26. What is material alteration
27. What are the essentials of a valid cheque
28. Differentiate debit card and credit card.
29. What do you mean by RTGS?
30. What are the dimensions of E Banking
31. Explain the three tier structure of co operative banks.
× 4 24 Marks)
SECTION D
Answer any TWO questions, not exceeding four pages.
32. Explain the importance, objectives and functions of RRB.
33. What are the major functions of RBI
34. Discuss the relationship between Banker and Customer.
35. Explain the method of opening and operation of accounts by special types of Customers.
× 15 30 Marks)