Total No. of Questions—5] [Total No. of Printed Pages—2
Seat
No.
P.G. DIPLOMA IN BANKING AND FINANCE
EXAMINATION, 2018
BANK LENDING
(Paper III)
Time Three Hours Maximum Marks 80
N.B. All questions are compulsory.
(ii All questions carry equal marks.
(iii Answers must be to the point.
1. What is the main source of lending for a bank Do you think
the principles of lending are at conflict with each other
Explain.
Or
general principles of lending are complied with when a borrower
is assessed on different Do you agree with Explain your
answer.
2. Do you think every stage of analyzing a new loan proposal carries
equal importance Record your answer with real life examples.
Or
What are common precautions taken by a banker while advancing
against different classes of securities How does it help a banker
to take such precautions
3. Classify the priority sector as done by the RBI and also mention
the targets for each of the sub categories under the priority sector.
P.T.O.
2
Or
What does loan administration stand for What are the objectives
of loan administration 'Loan administration is an indispensable part
of bank lending.' Do you agree
4. ''Disciplined repayment on the part of bank borrowers and recovery
of loans by bankers, in case of default by the borrowers, would
lead to low or no Do you agree Explain your answer.
Or
Explain in detail the following modes of recovery of loans used by
bankers
Debt Recovery Tribunals
Asset reconstruction companies.
5. Write short notes on (any two)
Safety and security as principles of sound bank lending
Overdraft
Hypothecation
Precautions to be taken while lending against shares and
debentures.