M.B.A. DEGREE EXAMINATION, APRIL 2017
Fourth Semester
Banking and Insurance
RURAL BANKING
(CBCS 2013 onwards)
Time 3 Hours Maximum 75 Marks
Part A x 3 15)
Answer all questions.
All questions carry equal marks.
1. What do you mean by urban migration? Give an example.
2. List out any three rural employment programmes
brought out by the government of India.
3. State any three objectives of NABARD.
4. State the essential features of crop loans.
5. State any three sub-divisions of priority sector in India.
Part B 10 50)
Answer all questions by choosing either or
All questions carry equal marks.
6. Discuss the problems of Indian rural economy, with a
focus on unemployment and low per capita income.
Or
What are the causes of rural poverty? Explain the
methods of measuring rural poverty.
Sub. Code
632406
RW-049
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Wk 14
7. Discuss the emerging issues of Indian agriculture in
the context of ever-changing technology.
Or
What are the government programmes for
development of rural farm and non- farm sectors in
India?
8. Explain the success or otherwise of lead bank
scheme in India.
Or
State the importance of micro finance and micro
insurance as tools of rural development in India.
9. Explain the dimensions of term loans in the
development of agriculture in India.
Or
Discuss the role and significance of SIDBI in
refinancing MSMEs.
10. Explain in detail about the government incentives
as pad of priority sector lending in India.
Or
What are the problems and prospects of rural
banking in India?
Part C x 10 10)
Compulsory
11. There were 23 big farmers out of 41 who borrowed above
Rs.5 lakhs each did not repay regularly and evading the
reminders and repeated notices. Once you have also tried
a legal notice. You have unofficial information that there
may be loan waiver immediately after the State general
Elections and you believed that would have been the
reason for irregular repayment of loans by them.
RW-049
3
Wk 14
However you are pressurized by your top-brass to
complete the collection process from them by due date
which need to be done before the elections, failing which
you may have to lose your increments and promotion.
What would be your course of action as a Branch
Manager of a Private Sector bank?
Explain the steps to be taken.
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