DISTANCE EDUCATION
B.B.A. (Banking) B.B.A. (Banking) (Lateral) DEGREE
EXAMINATION, MAY 2017.
PRACTICE AND LAW OF BANKING — II
(2005 onwards)
Time Three hours Maximum 100 marks
PART A — 8 40 marks)
Answer any FIVE questions.
Answer to each question not to exceed a page.
1. Bring out the distinction between overdraft and cash
credit.
2. Explain the characteristics of a mortgage.
3. Mention the different types of Life Insurance Policy.
4. Explain the essential elements of a contract of guarantee.
5. What are the rights against the creditor?
6. Write short notes on 'Technical appraisal'.
7. State the various types of borrowers.
8. Define Industrial sickness. What are the classifications of
sickness?
PART B — × 15 60 marks)
Answer any FOUR questions.
9. What are unsecured advances? What precautions should
be banker take while making unsecured advances?
10. Discuss in detail significance of lien a banker.
Sub. Code
31
DE-166
2
sp3
11. Explain the rights of a surety in a contract of guarantee.
12. Explain in detail financial appraisal of a project using
discounted cash flow, IRR and NPV methods.
13. Write short notes
Managerial Appraisal
Financial Appraisal
Commercial Appraisal.
14. Explain the various aspects of loan appraisal.
15. What measures in your opinion should be taken to reduce
industrial sickness? Discuss.