DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A (Banking) (Lateral) DEGREE
EXAMINATION, MAY 2016.
PRACTICE AND LAW OF BANKING — II
(2005 onwards)
Time Three hours Maximum 100 marks
PART A — × 8 40 marks)
Answer any FIVE questions.
1. What are the underlying principles of lending by prudent
banks?
2. Write a note on
Hypothecation
Pledge
Mortgage.
3. Explain the essential features of a contract of guarantee.
4. Examine the various causes for industrial sickness.
5. What do you understand by document of title to goods?
6. Explain the objectives of managerial appraisal.
7. Discuss the significance of lien to a banker.
8. Discuss the essential clauses incorporated in
documentation process.
Sub. Code
31
DE-3353
2
WK 6
PART B — × 15 60 marks)
Answer any FOUR questions.
9. Explain briefly about the different forms of lending by the
commercial banker.
10. State clearly the different types of securities required by
the banker to advance loan.
11. Outline the 'obligation of a creditor towards surety'.
12. What is NPA? Mention the RBI guidelines issued on sale
or purchase of NPA's by bank?
13. What is meant by documentation? Explain the procedure
and precaution taken for execution of documents.
14. ''Rehabilitation of sick units are essential for economic
progress'' Comment on it.
15. Elaborate various methods of creating charge on
industrial securities.