DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A. (Banking) (Lateral) DEGREE
EXAMINATION, MAY 2016.
PRACTICE AND LAW OF BANKING — I
(2005 onwards)
Time Three hours Maximum 100 marks
PART A — × 8 40 marks)
Answer any FIVE questions.
1. When can a person be said to have become a customer of
a bank? Explain.
2. Enumerate the features of current account.
3. Write short notes on
Types of cheque
Endorsement.
4. Explain the duties and responsibilities of paying banker.
5. What are the precautions to be followed in opening an
account in the name of lunatics, drunkard, and
illiterates?
6. Discuss the legal provisions relating to fixed deposit.
7. What do you under stand by
Credit card
Debit card.
8. Discuss the steps involved in the use of credit cards.
Sub. Code
21
DE-3348
2
wk4
PART B — × 15 60 marks)
Answer any FOUR questions.
9. What do you mean by bankers lien? When can a banker
exercise the right of lien?
10. What are conditions where negotiable instruments can be
dishonoured?
11. What do you mean by crossing of cheques? Who can cross
cheque?
12. Who is a collecting banker? Explain his duties.
13. What is material alterations? Give examples.
14. What do you mean by pass book? Discuss the effects of
entries advantages to the customers.
15. Write short notes on
Investment counseling
Merchant banking
Types of letter of credit.