RESERVE BANK OF INDIA SERVICES BOARD

WRITTEN EXAMINATION FOR RECRUITMENT TO THE POSTS OF
ASSISTANT MANAGER (RAJBHASHA), GRADE ‘ A ’—2012

(Maximum Marks—100)

Instructions—(1) Figures to the right indicate the number of marks for the question.
No reference books will be given.

1.Translate the following para into Hindi

Credit growth of Indian commercial banks had been showing a decelerating trend from Dec., 2010 on the back of elevated inflation, interest rates and intensification of supply-side constraints. The year FY12 ended with bank credit growth of 19.3% and aggregate deposit growth of 17.4%. Even though the divergence between credit and deposit growth rates had narrowed during the first three quarters of FY12, it widened during the fourth quarter due to a sharper deceleration in deposit growth in Q4, FY12. This resulted in increased dependence of commercial banks on non-deposit sources of finance (i.e., borrowings) during Q4, FY12.While the deceleration in bank credit growth was contributed by all the sectors, i.e., agriculture, industry, services and personal loans, the RBI data showed that the deceleration was particularly sharp in agriculture, real estate, hotels and restaurants, professional services, telecommunication, power, cement, textiles, iron and steel and personal vehicle loans.

2. Give the Hindi equivalents of the following English terms

Amalgamation

Collateral advance

Insolvent

Peasant economy

Micro finance

Sericulture

Natural calamity

(viii) Indemnity

Capital adequacy

Decreasing cost.



Write short notes in English on any three of the following

Core Banking Solution

Retail Banking

Difference between Credit Card and Debit Card

Right to Information Act

Bank rate.

4. Give two Hindi words with the different meanings of the following
English words

Charge

Decline

Subscribe

Return

Join

Issue

Grant

(viii) Execution

Fictitious

Confirmation.

Expand the following abbreviations and give its meaning in Hindi

PMRY

IBA

DRT

NEFT

RRB

NPA

IRDP

(viii) TDS

VRS

PLR.